Monzo bank statement to CSV
Convert Monzo app-based account statements from PDF into a clean spreadsheet with dates, descriptions, signed amounts and balances. Free, no signup, and your file is never stored.
Convert a Monzo statement
Drop your Monzo PDF statement here
or click to browse · 10MB max · nothing is stored
About Monzo statements
Monzo statements are app-generated PDFs with a modern layout and rich merchant names, which makes categorisation after conversion unusually easy.
How to download your Monzo statement as a PDF
Open the Monzo app, go to the account, choose Statements, pick the month and export as PDF.
Always take the statement file the bank issues rather than printing a transaction list from the browser. The issued statement is the document of record, and it converts more reliably than a printed page.
What a Monzo statement looks like
Statements list dated transactions with the merchant or counterparty, the category, the amount and the balance.
Monzo quirks to watch for
These are the details that break a copy-paste into Excel, and the reason a Monzo statement rarely lands cleanly on the first try:
- Pots transfers appear as internal movements in the ledger.
- Monzo's own category labels are included but do not map to accounting categories.
- Business accounts add tax pot allocations.
- UK statements print dates day first, so 03/04 is the third of April. Dates are normalised on export so Excel cannot silently read them as March 4th.
What you get back
Every Monzo conversion returns the same columns, in GBP, so statements from different months and different accounts stack in one spreadsheet without rework:
| Date | Description | Category | Amount | Balance |
|---|---|---|---|---|
| 2026-03-04 | CARD PAYMENT TO SUPERMARKET | Groceries | -64.20 | 2,481.19 |
Check the export before you use it: opening balance plus the sum of the amount column should equal the closing balance printed on your Monzo statement.
Why not just export from Monzo directly?
Use the direct export when it covers the period you need. It rarely does. Direct CSV, OFX and QBO downloads are usually capped at a recent window, while PDF statements stay available for years, and they are the only thing left once an account is closed. Converting the PDF removes the date limit entirely.
Frequently asked questions
+Should I use Monzo's CSV export instead?
If it is available for the period you need, use it. Converting the PDF is for months where the export is unavailable, or where you only have the statement your accountant was sent.
+Are Pots included?
Yes, pot movements are exported so both sides reconcile.
+Is the Monzo statement converter free?
Yes. No signup, no email and no watermark on the output. The only limit is a 10MB file size.
+Do you store my Monzo statement?
No. The PDF is processed in memory to build the CSV and is never written to disk or retained.
+Is this service affiliated with Monzo?
No. This is an independent tool with no connection to Monzo. It reads a PDF you already have and never connects to your account.