Bank statement conversion for freelancers
Freelance finances are simple in shape and messy in practice: one account doing double duty, payments arriving from platforms under names that look nothing like the client, and a tax return that needs a year of it summarised.
Convert your statement
Drop your PDF statement here
or click to browse · 10MB max · nothing is stored
Proving income without payslips
Renting, borrowing or applying for anything means proving earnings you have no payslip for. A converted set of statements with credits totalled per month is the evidence most landlords and lenders will accept alongside the original PDFs.
Decoding platform payments
Marketplace and processor deposits arrive under the platform's name, often net of fees and batched across several jobs. Keep the description text intact so those deposits can be matched back to invoices rather than guessed at.
Finding what you actually spend
The recurring charges are the ones worth auditing once a year:
- Design, hosting and AI subscriptions that renewed without being used
- Duplicate tools bought for one project and never cancelled
- Bank and card fees on the business side of the account
- Payment processing fees, which are deductible and usually forgotten
Splitting business from personal
Convert the whole statement, then tag rows in a category column. A single sorted pass over the description column handles most of it, and it leaves you with a defensible record rather than a partial export.
Frequently asked questions
+Does it work with app-only banks?
Yes, statements from Chime, Monzo, Starling, Wise, Cash App and similar accounts all convert.
+Can I use this to prove income for a rental?
The spreadsheet makes the totals clear, but supply the original PDFs as the evidence document.
+What if I only have a few statements?
There is no minimum. Convert one statement or a year of them.